As an important part of China's digital life, Alipay provides you with a convenient, fast, and secure payment method, helping you easily complete various payment transactions in your daily life in China. Regardless of which country you come from, this article will provide you with a brief user guide to help you understand the basic functions of Alipay and how to add a credit card, enabling you to quickly get started. Nowadays, Alipay can also support linking credit cards issued outside of Chinese mainland, which makes it more convenient for foreign guests to use. In China, everyone from government halls to street stalls can pay with Alipay. Whether it's shopping payments, money transfers, or enjoying more convenient lifestyle services, Alipay can provide you with comprehensive support.
What is Alipay?
Alipay is one of China's largest mobile payment platforms, providing a variety of convenient payment functions. Here are some key features of Alipay:
1. Scan QR Code for Payments : Users can use Alipay to scan QR codes of merchants or individuals for payment. Whether it's in supermarkets, restaurants, or online shopping, users simply need to open the Alipay app and scan the QR code to complete the payment.
2. Money Transfers : Alipay enables easy person-to-person money transfers. Users can transfer money using mobile phone numbers, Alipay accounts, or by scanning the recipient's QR code. Whether it's sending money to friends or paying personal bills, it can be done effortlessly.
3. Bill Management : Alipay helps users manage various types of bills, such as utilities, mobile phone bills, credit card repayments, and more. Users can directly pay bills through Alipay or set up automatic payments, reducing the need for manual operations.
4. Utility Bill Payments : Alipay supports online payment for utility bills such as water, electricity, gas, and property fees. Users can inquire about and pay these expenses through Alipay, eliminating the need to queue or mail checks, greatly enhancing convenience in daily life.
5. Financial Services : Alipay provides a range of financial products, including money market funds and fixed-term investments. Users can choose suitable financial products based on their needs to earn certain returns.
6. Credit Payments : Alipay's credit payment feature offers convenient online consumption options. Users can enjoy credit services such as installment payments and Huabei (Buy Now Pay Later) based on their personal credit scores, making consumption more flexible and convenient.
Preparation Before Use
1. Sign Up: You can use mobile number or e-amil to sign up. No matter which country or region the mobile phone number can be used to register.
2. Select Country or Region on Your ID
3. Verify Your Identity: According to the requirements of China's "Regulations on Management of Non-bank Payment Institutions' Online Payment Services," users of payment applications need to undergo real-name verification of their identity information to ensure security.
4. Add Card: 4.Alipay supports linking credit cards issued outside of Chinese mainland, such as VISA, MASTER, Diners, JCB, Union Pay and Discover.
(1)Click the “Me” on the bottom right
(2)Find “Bank Cards”
(3)Set the payment password for payment.
(4)Add Bank Card No., and complete the bingding by following the prompts on the page.
How to Pay Via Alipay?
Offline
1. Buyer Scan the QR Code for Payment
Sept 1: Open Alipay and click “Scan”
Step 2: Scan the QR code and pay
2.Seller Scan Buyer’s QR Code
Sept 1: Open Alipay and click “Pay/Collect”
Sept 2: Show your payment QR code to the seller
Online
1.Transfer Money Within Alipay
Sept 1: Open Alipay and click “Transfer”
Sept 2: Select the way that you want to transfer money
(1)To Alipay Account
(2)To Bank Account
(3)To Other Apps
2.Pay Within Other Apps or Websites
While makeing the payment, select Alipay to pay.
Where Can I Use Alipay Offline?
Alipay has a wide range of applications in China and can be used for offline payments in many places. Here are some common offline places where Alipay can be used:
Malls and supermarkets: Malls and supermarkets support Alipay, which allows you to scan the QR code provided by the merchant to complete the payment or the cerchant will scan your QR code to complete the payment.
Restaurants and cafes: Many restaurants, cafes and fast food restaurants support Alipay, which allows you to pay by scanning a QR code on the table or they can scan yours.
Convenience stores and street vendor: Many convenience stores, food stalls and small businesses also accept Alipay, which allows you to scan a QR code provided by the merchant or they can scan yours to complete your payment.
Movie theaters and theaters: In movie theaters, theaters and performance venues, you can use Alipay to or buy movie tickets and show tickets.
Public transport and taxis: Public transport systems, such as train station, bus and subway also support Alipay for fares, and taxis also accept Alipay.
Gas stations: Gas stations already support Alipay, so you can use it to pay while filling up.
Alipay can be used for almost all payment scenarios, but please note that whether the above places support Alipay payment may vary by merchant. Before using Alipay, it is recommended to confirm whether the merchant supports Alipay payment and the specific payment method
Useful Sentence While Offline Shopping
While shopping offline and you need to make the payment in China, you can use these sentence to complete the payment.
1.可以用支付宝支付吗？
( kě yǐ yònɡ zhī fù bǎo zhī fù ma ？)
Can I pay with Alipay?
2.一共多少钱？
( yí ɡònɡ duō shǎo qián ？)
How much is the total?
3.我用支付宝付款。
( wǒ yònɡ zhī fù bǎo fù kuǎn 。)
I will pay by Alipay.
4.你扫我还是我扫你？
( nǐ sǎo wǒ hái shì wǒ sǎo nǐ ？)
Do you scan my QR code or should I scan yours?
Note: "Verify Your Identity"pictures are from Alipay.
